Browsing Category

Personal Finance : Business & Finance

How to Receive Money Through MoneyGram Via Vcom

Vcom is a financial self-service terminal located inside selected 7-Eleven stores. It offers such services as check cashing, cash advances, check deposits and money transfers. In 2008, Vcom partnered with MoneyGram International to accept and distribute MoneyGrams. This allows friends and family mem

Great Methods for CFD Position Position Sizing

Everyone knows how powerful leverage can be when the asset you hold is moving in your favor but unfortunately the opposite of leverage can be very painful. It amplifies all your wins and losses to ...

Non-Deducatable IRA to Roth IRA Conversion With No Income Limits

Before 2010, you could not convert traditional individual retirement accounts (IRAs) or employer-sponsored plans, like 401ks, to a Roth IRA if your adjusted gross income (AGI) was more than $100,000. A 2010 law removed that cap. There is also a loophole that allows you to open a Roth IRA if you exce

Your Road to Financial Freedom, Part 5

Part 5: Creating the Road to Financial Freedom Okay kudos to you, we are now at part 5 of the series on the road to financial freedom. I know it may seem overwhelming, but completing ...

Salary for a Senior Statistician

Statisticians work for a wide range of employers, such as government agencies, scientific research and development firms, insurance companies and pharmaceutical manufacturers. Statisticians with a master's degree or a Ph.D. have better opportunities for advancement, according to the U.S. Bureau of L

What Annual Salary Do You Have to Have to Get Food Stamps?

Food stamp programs provide aid to American families in need. Not all needy families receive the same amount in food stamps. Food stamp agencies use your salary as a method of determining your level of need. In order to qualify for food stamps, both your assets and household income must not exceed t

Air Force Reserve Retirement Benefits

The U.S. military reserve has excellent retirement benefits, which are the same across all branches of the military. If you work exclusively for the Air Force reserve, you can expect to receive retirement payments between 50 and 75 percent of your working salary. This amount varies depending on your

Traditional IRA Income Limits for Employer Plans

Congress first rolled out the traditional IRA in 1974 with the Employee Retirement Income Security Act, popularly known as ERISA. Their intent was to help provide an incentive for workers to set money aside to provide for their own retirements, and they granted a tax deduction and years of tax defer

How to Report Roth IRA Income

The Roth IRA is a tax-sheltered account, which means as long as the money remains in the account, you do not have to report it as income on your taxes. However, when you start taking distributions from the account at retirement, you must report the income on your taxes even though the money is not t

How to Avoid Probate in California

Probate is a legal process that happens when you die. The probate process is designed to legally transfer property out of your name into the name of an heir or beneficiary, help ensure the terms of your will are carried out properly, and pay off any outstanding debts, such as your funeral bills, est

How to Calculate the Expected Real Interest Rate

An interest rate tells you how much money you will pay on money that you borrow or that you will earn on money that you loan. The interest rate that most people are familiar with is the nominal interest rate -- that is the state rate of interest on a loan. This doesn't give a full picture however; t

Do I Need a Surge Suppressor?

The Institute of Electrical and Electronics Engineers released its first set of standards for surge suppressors in 1966, called IEEE 587. Expanded and renamed as IEEE C62.41, those standards still act as the definitive industry guide to surge suppressor design and usage. It has become increasingly c

Harvard University Scholarships

Harvard University ranked first among all universities in the United States on the "Best Colleges 2011" ratings from "U.S. News and World Report." For the 2010 to 2011 school year, the cost of one year of tuition and fees at Harvard was $38,416. Approximately 70 percent of all students at Harvard re

Unemployment Benefits for Temporary Workers

Temporary workers are eligible for unemployment benefits between job assignments and in some cases during periods of part-time, temporary work. The eligibility requirements are the same for temporary workers as they are for unemployment full-time workers. However, since temporary workers often trans

Summary of Consumer Rights Under the Fair Credit Reporting Act

The Fair Credit Reporting Act is a federal law that grants consumers the right to view, challenge, and protect the information on their credit reports. In addition to these protections, the FCRA restricts the length of time that negative information can stay on most reports, and requires credit bur

Insurance and its need to protect business

One thing should be clear, that insurance is not an investment but a protection Well planned life insurance protect your business and your loved ones from financial difficulties in the event of any misfortune, however ...

What Is a Profit Sharing Plan?

Profit sharing plans are qualified retirement plans established by companies to provide retirement benefits to employees. Profit sharing plans are established in many different ways with numerous variations in design and features. Knowing the basics of each type is valuable in retirement planning.

3 Budget Types - Which Is Right and Proper For You

The key to some successful finances is having the right budget derived from the three foremost budget types. By maintaining a very good plan, you can manage your budget to all intents and purposes and ...